Affordability Tools

Mortgage Affordability Calculator

Factor in your savings, income, debt-to-income ratio, and existing monthly obligations. Everything updates live as you adjust the numbers.

Your Numbers

Home price

Down payment saved

Interest rate (APR %)

Term (years)

Gross monthly income

Other monthly debt

Car loans, student loans, credit cards, child support, etc.

Property tax (yr %)

Home insurance (yr $)

HOA / monthly fees

Estimated total monthly payment

Loan amount$0
Principal & interest$0
Property tax$0
Home insurance$0
PMI $0
HOA / fees$0
Total housing payment$0

Front-end DTI · housing —

0%Target ≤ 28%

Back-end DTI · all debt —

0%Target ≤ 36% · max ~43%

Max home price you likely qualify for*